Insurance Risk Services

PointRight analyzes liability risks for the insurance industry using predictive models that identify risk drivers. Model results are used to stratify risks. From these estimates underwriters can price coverage, using the details of the analysis to satisfy diligence requirements. After coverage is bound, the same risk drivers help focus risk management and optimize the use of risk management dollars. Compliance monitoring with model-based risk analysis permits no-application coverage renewals.

Data-driven methods are the common element applied from analysis of the risk through ongoing evaluation and protection of the profitability for each insured organization. The model-based approach ensures a consistent method for analyzing opportunities by setting a pricing floor that considers the carriers’ target loss ratio and profitability goals, accomplished by linking actuarial analysis with underwriting guidelines. PointRight makes its insurance partners more efficient and more successful without disrupting their usual business processes.

Products and services are offered in three areas.